This book offers a detailed examination of the impact of competition on bank profitability by comparing three different ownership types of Chinese commercial banks (state-owned, joint-stock and city commercial banks), during the period from 2003 to 2013, while at the same time controlling comprehensive bank-specific, industry-specific and macroeconomic variables. It not only investigates the impact of competition on profitability in the Chinese banking industry, more importantly, it outlines the relevant theories of bank profitability and bank competition and also offers a systematic review of Chinese banking industry reform and structure. This is the first book to comprehensively and accurately examine the competitive conditions within the Chinese banking industry, using different competition indicators including the banking sector concentration ratio, Panzar-Rosse H statistics, the Lerner index as well as the Boone indicator. With regard to competitiveness in the Chinese banking industry, all the research is focused on the general competition within the whole banking industry, while the use of the Boone indicator in this book facilitates analysis of the competitive conditions in different banking markets in China, such as the loan market, deposit market as well as the non-interest income market. This not only fills a gap in the empirical literature but also provides markers for the Chinese government and banking regulatory authorities to follow in order to formulate and implement relevant monetary policies, so as to improve bank performance and ultimately profitabilty.
| ISBN: | 9781138228993 |
| Publication date: | 31st December 2025 |
| Author: | Yong Tan |
| Publisher: | Routledge an imprint of Taylor & Francis |
| Format: | Hardback |
| Pagination: | 208 pages |
| Series: | Routledge International Studies in Money and Banking |
| Genres: |
Banking Credit and credit institutions Corporate finance Management: leadership and motivation Sales and marketing Hospitality and service industries International economics Business strategy International business |
This book offers a detailed examination of the impact of competition on bank profitability by comparing three different ownership types of Chinese commercial banks (state-owned, joint-stock and city commercial banks), during the period from 2003 to 2013, while at the same time controlling comprehensive bank-specific, industry-specific and macroeconomic variables. It not only investigates the impact of competition on profitability in the Chinese banking industry, more importantly, it outlines the relevant theories of bank profitability and bank competition and also offers a systematic review of Chinese banking industry reform and structure. This is the first book to comprehensively and accurately examine the competitive conditions within the Chinese banking industry, using different competition indicators including the banking sector concentration ratio, Panzar-Rosse H statistics, the Lerner index as well as the Boone indicator. With regard to competitiveness in the Chinese banking industry, all the research is focused on the general competition within the whole banking industry, while the use of the Boone indicator in this book facilitates analysis of the competitive conditions in different banking markets in China, such as the loan market, deposit market as well as the non-interest income market. This not only fills a gap in the empirical literature but also provides markers for the Chinese government and banking regulatory authorities to follow in order to formulate and implement relevant monetary policies, so as to improve bank performance and ultimately profitabilty.
Profitability and Competition in Chinese Banking features in the following genres: Banking, Credit and credit institutions, Corporate finance, Management: leadership and motivation, Sales and marketing, Hospitality and service industries, International economics, Business strategy, International business
Profitability and Competition in Chinese Banking is available in Hardback
Profitability and Competition in Chinese Banking was written by Yong Tan and published by Routledge an imprint of Taylor & Francis
Profitability and Competition in Chinese Banking has 208 pages
Yes it is part of Routledge International Studies in Money and Banking series
£94.50