"Este audiolibro está narrado por una voz digital.
Tu primer presupuesto: cómo mantener el control del dinero es la guía práctica que te acompañará paso a paso para tomar el control total de tus finanzas personales. Si alguna vez te has sentido abrumado por los gastos, inseguro sobre cómo ahorrar o con el deseo de construir una vida financiera tranquila, este libro es el punto de partida que estabas buscando.
A través de un lenguaje claro, motivador y sin tecnicismos innecesarios, aprenderás a crear un presupuesto eficaz, gestionar ingresos y gastos, afrontar imprevistos sin entrar en pánico, eliminar deudas y acercarte por fin a la libertad económica que mereces. Con ejemplos prácticos y estrategias sencillas de aplicar, Tu primer presupuesto no solo te ofrece teoría, sino un verdadero método para transformar tus hábitos financieros y vivir con mayor seguridad y libertad.
Si deseas dejar de ser víctima del dinero y empezar a dominarlo, este libro es tu primer paso real hacia un futuro mejor.
Toma el control de tu dinero. Cambia tu presente. Construye tu libertad."
"This audiobook is narrated by a digital voice.
Your First Budget: How to keep control of money is the practical guide that will walk you step by step toward taking full control of your personal finances. If you’ve ever felt overwhelmed by expenses, unsure about how to save, or eager to build a financially peaceful life, this book is the starting point you’ve been looking for.
Using clear, motivational language without unnecessary jargon, you’ll learn how to create an effective budget, manage income and expenses, handle unexpected costs without panic, eliminate debt, and finally move closer to the financial freedom you deserve. With practical examples and simple, actionable strategies, Your First Budget doesn’t just offer theory—it gives you a real method to transform your financial habits and live with greater confidence and freedom.
If you're ready to stop being ruled by money and start ruling it, this book is your first true step toward a better future.
Take control of your money. Change your present. Build your freedom."
"Feeling sweaty just thinking about your next job interview? Overthinking every word before you even walk in the door? Interview Like a Boss (Who Meditates) is your chill, confidence-boosting audio sidekick—here to help you stay calm, focused, and totally in control.
This guided meditation and affirmation audiobook is built to help you:
- Release stress before (and after) interviews
- Boost your confidence and sense of self-worth
- Think clearly and communicate like a pro
- Stay grounded when the pressure’s on
- Align your energy with your dream job
Inside, you’ll find job-specific meditations, empowering affirmations, and mental rehearsal techniques that make success feel natural. Whether you’re fresh out of school, switching careers, or gunning for your dream gig—this is your go-to tool for keeping cool and showing up strong.
Perfect for your morning routine, interview prep, or anytime you need a hit of “I’ve got this” energy.
Take a deep breath. You've got this like a boss."
"This audiobook is narrated by a digital voice.
In The Latte Ledger, uncover the surprising truth behind your everyday spending and how those 'insignificant' purchases—like your daily coffee—can quietly derail your long-term financial goals. This eye-opening guide dives deep into the psychology of micro-spending, revealing how small habits shape your financial future far more than you think. Blending behavioral economics, real-world examples, and actionable strategies, this book empowers readers to track, tweak, and transform their financial behavior—without sacrificing the things they love. Whether you're just starting your money journey or seeking smarter ways to build wealth, The Latte Ledger shows you how mastering the little things can lead to massive financial change."
"This audiobook is narrated by a digital voice.
Wealth doesn’t happen overnight—but freedom does start with one smart choice. In Freedom Compounded, discover how consistent, strategic decisions—no matter how small—can snowball into lasting financial independence. This empowering guide strips away the noise of get-rich-quick schemes and dives into timeless principles of personal finance, investing, and mindset. Whether you're navigating debt, starting to invest, or leveling up your financial game, Harry South delivers a clear, motivating roadmap for building wealth with intention. Your future isn’t built in a day—it’s compounded daily. Start today."
"This audiobook is narrated by a digital voice.
You know that sigh of relief when you walk into a clean, open room? When everything has its place, and there's space to breathe? That feeling—that lightness—is what The Joy of Less is all about.
This isn't a book about stark white rooms or living with nothing. It's for anyone who's ever looked around their home and felt exhausted before they even started cleaning. For anyone who's bought organizing bins to tame the clutter, only to end up with more stuff to organize. For anyone who's kept things 'just in case' while secretly dreading the weight of all those invisible 'just in cases' piling up around them.
I wrote this book after my own breaking point—when I realized my belongings weren't just filling my shelves, they were occupying mental real estate I couldn't afford to lose. Through trial and error (and plenty of mistakes), I discovered that minimalism at its best isn't restrictive; it's liberating. When you remove what doesn't matter, what remains becomes more meaningful—your time, your relationships, your peace.
The Joy of Less walks with you room by room, category by category, through the practical and emotional work of letting go. You'll learn how to identify what truly adds value to your life (and what's just taking up space), how to handle sentimental items without guilt, and how to maintain simplicity in a world that's always pushing for more.
Most importantly, you'll discover that having less doesn't mean missing out—it means making room for the life you actually want to live. Because when you remove the excess, what's left isn't empty space. It's possibility.
This is minimalism made real, made manageable, and yes—made joyful. Your lighter life starts here.
"
"Not all debt is bad—but the wrong kind will keep you broke.
From the bestselling author of Rich Dad Poor Dad comes another powerful lesson in financial intelligence. In Get Rid of Bad Debt, Robert Kiyosaki reveals why everything you've been taught about debt is incomplete—and how the right knowledge can turn liabilities into assets.
We’ve been conditioned to fear debt. But financial education changes everything.
In this audiobook, you’ll learn:
The difference between good debt and bad debt—and how to tell them apart
Smart strategies to escape harmful debt traps and avoid them in the future
How the wealthy use debt to build wealth—and how you can too
Practical tips to raise your financial IQ and stop working for money
How to make debt work for you, not the other way around
If you're ready to take control of your finances, break free from toxic money habits, and start building real wealth, this audiobook is your next step.
Learn the rules of money—before they use them against you."
"Todos queremos ganar dinero, pero a muy pocos nos enseñan cómo relacionarnos con él y con qué mentalidad debemos abordar esa consecución de objetivos. Para ellas, además, la información parece aún más alejada de la realidad cotidiana, como si el dinero fuera solo cosa de hombres. Eso se acaba aquí y ahora:
Resuelve todas las dudas acerca de cómo hacer crecer tu dinero, aprende a diferenciar la deuda buena de la deuda mala, descubre cómo calcular el riesgo de tus inversiones... ¡PON TUS NÚMEROS A TRABAJAR!
El control de las finanzas y la economía personal están al alcance de todos, siempre que se aborde con la mentalidad adecuada. Laura Encina le quita la corbata a la economía y nos cuenta la fórmula del éxito financiero:
Empieza a cambiar tu mente para revolucionar la forma en que se llena tu cartera.
LAURA ENCINA lleva quince años dedicada a la inversión y la consultoría financiera. Ha asesorado a más de dos mil clientes y lidera un equipo de más de cincuenta personas. Es divulgadora y colaboradora de medios como Radio Intereconomía. Desde su cuenta de Instagram ofrece cada día un consejo financiero, y en 2023 se subió al escenario de la Gala Top Human Leaders como una de las mejores influencers financieras de su
generación. En 2024 ha estrenado podcast, Femme Revolution, para hablar de dinero con mujeres relevantes -actrices, periodistas, políticas…- del panorama español y seguir cultivando cultura financiera que empodera a las mujeres."
"This audiobook is narrated by a digital voice.
Are you dreaming of a life beyond the 9-to-5 grind?
Whether you’re in your 30s or approaching your golden years, this book is your roadmap to achieving financial freedom—and a deeply fulfilling, purpose-driven retirement.
Praise for the book:
“Retirement planning is not only a financial decision but much more.” — Outlook India
“An excellent resource for anyone looking to secure their financial future and retire with peace of mind.” — Swarup Anand Mohanty, CEO, Mirae Asset
“Aims to help readers achieve financial freedom and prepare them to lead a happy and meaningful retirement life.” — CafeMutual
What you’ll learn inside:
- How to retire early, or exactly when you want to—on your terms
- Tools and checklists to avoid common retirement planning mistakes
- Insights into the F.I.R.E. (Financial Independence, Retire Early) movement
- Guidance on aligning your finances with health, passions, and life purpose
- Real-life inspiration from Rajesh’s journey to early retirement at age 45
This is not just another book on money. It’s a complete framework for designing your second innings—one that’s joyful, meaningful, and true to who you are.
If Rajesh could do it, so can you."
"This audiobook is narrated by a digital voice.
Are you ready to thrive, not just survive, in retirement?
Second Innings on Your Terms is your empowering guide to transforming retirement into the most passionate and purposeful phase of your life.
This sequel to the bestselling Retire on Your Terms invites you to rediscover yourself beyond a job title. Drawing on real-life examples, deep insights, and practical exercises, it shows how retirement is not an end—but a new beginning brimming with potential.
The ten chapters in the book cover various aspects of retirement, from rediscovering purpose to building strong relationships and everything in between. - Swati Diwakar, Lead, Wisdom Circle
More than a book on Money. It's a guide to living your second innings with meaning. - Ramakrishna Mallimadugula, Former Head, Franklin Templeton
In this book, you’ll learn how to:
- Reignite old passions and cultivate new ones that bring daily joy
- Start your second career or turn a hobby into a fulfilling venture
- Stay physically active and mentally sharp with conscious lifestyle choices
- Navigate emotional shifts and identity changes post-retirement
- Build meaningful connections and contribute to your community
Whether you’re stepping away from the corporate world or redefining what work means to you, this book will help you align your second innings with your values, aspirations, and personal legacy.
Why this book?
Because your best years aren’t behind you, they’re waiting to be designed, lived, and celebrated on your terms.
Live with Purpose. Lead with Passion. Retire on Fire."
"This audiobook is narrated by a digital voice.
The human mind, for all its remarkable complexity and capacity for independent thought, operates according to predictable patterns that can be identified, studied, and ultimately exploited. This fundamental reality forms the foundation of what we might call the architecture of influence, a sophisticated framework that governments and corporations have developed over decades to shape public opinion, consumer behavior, and social compliance.
Understanding how this architecture functions requires us to first examine the psychological principles that make manipulation possible. The human brain, evolved over millions of years to make quick decisions in dangerous environments, relies heavily on mental shortcuts called heuristics. These cognitive shortcuts, while useful for survival, create vulnerabilities that skilled manipulators can exploit with remarkable precision.
One of the most fundamental aspects of mental influence is the concept of cognitive bias. These systematic errors in thinking affect the decisions and judgments that people make every day. The confirmation bias, for instance, leads individuals to seek out information that confirms their existing beliefs while avoiding or dismissing contradictory evidence. This tendency makes populations particularly susceptible to echo chambers and targeted messaging that reinforces predetermined worldviews."
"This audiobook is narrated by a digital voice.
Most people believe that banks simply store depositors' money and lend it out to borrowers, acting as intermediaries between savers and those who need capital. This fundamental misunderstanding of how banking actually works conceals one of the most powerful and potentially destabilizing systems in the modern economy. In reality, banks create money out of nothing through the lending process, a practice that gives them enormous power over economic activity while exposing the entire financial system to risks that most depositors and borrowers never realize they are bearing.
When a bank approves a loan, it does not transfer existing money from one account to another. Instead, it literally creates new money by making accounting entries that simultaneously create both the loan asset on the bank's books and the deposit liability that appears in the borrower's account. This process of money creation through lending means that the vast majority of money in circulation was created by private banks rather than government treasuries or central banks. The implications of this system are profound and largely hidden from public understanding.
Fractional reserve banking allows banks to lend out far more money than they actually hold in reserves, creating a multiplication effect that can dramatically expand the money supply during economic expansions and contract it during downturns. Banks are typically required to hold only a small percentage of their deposits as reserves, meaning they can create loans worth many times their actual capital base. This system works smoothly when confidence remains high, but it becomes extremely fragile when depositors lose faith and attempt to withdraw their money simultaneously."
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