"How Business is Cashing in on Going Cashless "
Over the past year, conversations around the potential demise of cash in society have become more frequent in my circles, particularly among those in rural communities. The perspectives vary—some people appreciate the freedom of cash, while others raise concerns about exclusion, surveillance, and control in a cashless society.
My own initial stance was pragmatic. The convenience of digital transactions seemed obvious, especially as technologies like PayPal, cryptocurrency, and smartphone banking make handling physical cash feel almost quaint. However, Fintech Wars expanded my understanding of this transition, revealing both the industry’s current momentum and its underlying complexities.
Certainly not a guide ‘for dummies’, Fintech Wars examines the rapid evolution of financial technology and those companies that are reshaping how we manage and think about money. The author invites readers into the worlds of some of the most celebrated fintech innovators—Nubank, Venmo, PayPal, Monzo—and the founders whose visions turned them into household names. Well, in some households.
The book shines when recounting these success stories and capturing the thrill of fintech’s high-stakes world, ideal for a business-oriented reader or student of the topic. Fintech’s promise is not just about local convenience but about expanding who gets to participate in the global economy. In this way, the book left me pondering whether fintech will remain a powerful tool in the hands of the few or, with time, make the world any better.
Fintech Wars is an absorbing read, especially suited to a contactless airport purchase.
| Primary Genre | Business and Management |
| Other Genres: |
The Sunday Times Bestseller
FINALIST: American Book Fest Best Book Awards 2025 - Business: Entrepreneurship & Small Business and Business: Career
SHORTLISTED: Business Book Awards 2025 - Specialist Business Book
Fintech touches every part of our lives, from cashless economies to crypto, and even our climate. This book draws back the curtain on this fascinating world full of friction, failure and fortune.
Fintech Wars delves into one of the world's most lucrative and fast-growing sectors. Witness the bold strategies, groundbreaking innovations, and relentless drive that propelled fintech unicorns like PayPal, Nubank and Monzo to transform the world. Featuring interviews with generational founders including Reid Hoffman (LinkedIn), Nigel Morris (Capital One), and Martha Lane Fox (Lastminute.com), the narrators of this book have built companies that represent over one trillion dollars in market capitalization.
As the founder of a digital bank, James da Costa is a fintech insider. He draws upon his network and first-hand experiences to offer a fascinating look into the intricacies and motivations behind building billion-dollar disruptors. Step into the fascinating, unpredictable and inspiring world of fintech.
Fintech Wars features in the following genres: Biographies & Autobiographies, Business and Management, International economics, Financial technology (fintech), Computer fraud and hacking, Technology: general issues, Economics, Finance, Business and Management, Economics, International economics, Business communication and presentation, Technology, Engineering, Agriculture, Industrial processes, Technology: general issues, Computing and Information Technology, Computer security, Computer fraud and hacking
Fintech Wars is available in Hardback, Paperback
Fintech Wars was written by James da Costa and published by KoganPage an imprint of Kogan Page
Fintech Wars has 272 pages
£46.80