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Implicit Embedded Options in Life Insurance Contracts

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Implicit Embedded Options in Life Insurance Contracts Synopsis

This book presents a market-consistent valuation framework for implicit embedded options in life insurance contracts. This framework is used to perform an empirical analysis based on more than 110,000 actual and in-force life insurance policies and with a focus on the modeling of interest rates. Its results are the answer to the central question posed in the objectives: What value do the embedded options and guarantees considered have? This question is answered both absolutely and relative to the current policy reserves, from the perspective of the insurer, the policyholder and the shareholder respectively

About This Edition

ISBN: 9783790829433
Publication date:
Author: Nils Rüfenacht
Publisher: Physica an imprint of Physica-Verlag HD
Format: Paperback
Pagination: 170 pages
Series: Contributions to Management Science
Genres: Finance and the finance industry
Applied mathematics
Economics, Finance, Business and Management

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