Buy from our bookstore and 25% of the cover price will be given to a school of your choice to buy more books. *15% of eBooks.
Audiobooks by Laurence J. Kotlikoff
Browse audiobooks by Laurence J. Kotlikoff, listen to samples and when you're ready head over to Audiobooks.com where you can get 3 FREE audiobooks on us
"Learn how to make sure you get the correct Social Security benefits, avoid frightening clawbacks, and how to deal with the opaque bureaucracy of Social Security.
Social Security admits it has made $21.6 billion in incorrect benefits payments! Now it wants its money back—from widows, orphans, retired schoolteachers, and even young children whose parents received disability benefits on their behalf.
Often with no explanation, they send threatening letters clawing back amounts ranging from several thousand dollars to more than $100,000. The clawback notices all carry the threat that benefits will be stopped immediately if a repayment plan is not set.
But it's almost impossible to get an explanation, the records, or an appointment for a resolution of these clawback demands. It could happen to you—or to someone you love.
We wrote this book to help you and let you know you're not alone. We are also working to pressure Congress and the Treasury Secretary to prevent these intimidating clawback interactions that impact our most vulnerable citizens."
"We let Wall Street play craps with our financial system, our economy, and our tax dollars. The result -- we lost big time. Jimmy Stewart is Dead is a call to return to basics with a strategy that is very much like the one used by Stewart's character George Bailey in It's a Wonderful Life: banks should be no more than intermediaries between borrowers and lenders and savers and investors. The book describes in plain English and simple terms the big con underlying the big game the web of interconnected financial, political, and regulatory malfeasance that culminated in financial meltdown and brought us to our economic knees. It also proposes the financial fix. Kotlikoff's solution is an idea he has termed limited purpose banking, a simple and essentially costless change to our financial system. It limits banks to their legitimate purpose, namely connecting (intermediating between) borrowers and lenders and savers and investors. Under limited purpose banking, all banks would operate as saving institutions and mutual funds that sell safe as well as risky collections of securities to the public. As mutual funds, the banks would simply function as middlemen. They would never, themselves, own financial assets or borrow to invest in anything except assets, needed to run their mutual funds. Hence, banks would never be in a position to fail because of ill-advised financial bets. Engaging and enlightening, Jimmy Stewart is Dead introduces a strategy for no-risk banking. The book explains the tenets of the plan such as the regained government control of the money supply and the new role of insurance companies. Author Laurence Kotlikoff, a leading economist, believes there is a better way to restore trust in our financial system and get our economy rolling than by having Unce Sam pledge to always clean up the mess. Its not to let the mess happen to begin with."
"Social Security law has changed! Get What’s Yours has been revised and updated to reflect new regulations that take effect on April 29, 2016.
Get What’s Yours has proven itself to be the definitive book about how to navigate the forbidding maze of Social Security and emerge with the highest possible benefits. It is an engaging manual of tactics and strategies written by well-known financial commentators that is unobtainable elsewhere. You could try reading all 2,728 rules of the Social Security system (and the thousands of explanations of these rules), but academia’s Kotlikoff, the popular press’s Moeller, and public television’s Solman explain the Social Security system just as comprehensively, and a lot more comprehensibly. Moreover, they demonstrate that what you don’t know can seriously hurt you: wrong decisions about which Social Security benefits to apply for cost individual retirees tens of thousands of dollars in lost income every year. (Some of those people are even in the book.)
Changes to Social Security that take effect in 2016 make it more important than ever to wait as long as possible (until age 70, if possible) to claim Social Security benefits. The new law also has significant implications for those who wish to claim divorced spousal benefits (and how many Social Security recipients even know about divorced spousal benefits?). Besides addressing these and other issues, this revised edition contains a chapter explaining how Medicare rules can shape Social Security decisions.
Many other personal-finance books briefly address Social Security, but none offers the full, authoritative, yet conversational analysis of Get What’s Yours.
Get What’s Yours explains Social Security benefits through basic strategies and stirring stories. It covers the most frequent benefit scenarios faced by married retired couples; by divorced retirees; by widows and widowers. It explains what to do if you’re a retired parent of dependent children; disabled; an eligible beneficiary who continues to work. It addresses the tax consequences of your choices, as well as the financial implications for other investments. It does all this and more.
There are more than 52 million Americans aged 54 to 69. Ten thousand of them reach Social Security’s full retirement age of 66 every day. For all these people—and for their families and friends—Get What’s Yours has proven to be an invaluable, and therefore indispensable, tool."
