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Banking law

See below for a selection of the latest books from Banking law category. Presented with a red border are the Banking law books that have been lovingly read and reviewed by the experts at Lovereading. With expert reading recommendations made by people with a passion for books and some unique features Lovereading will help you find great Banking law books and those from many more genres to read that will keep you inspired and entertained. And it's all free!

Corruption, Integrity and the Law Global Regulatory Challenges

Corruption, Integrity and the Law Global Regulatory Challenges

Author: Nicholas Ryder Format: Hardback Release Date: 03/03/2020

Globalisation has opened new avenues to corruption. Corrupt practices are proliferating not only within national borders but across different countries. Despite many national and international anti-corruption bodies and strategies, corruption far from being eradicated. There is an urgent global demand for a better understanding of corruption as a phenomenon and a thorough assessment of the existing regulatory remedies, towards the establishment of more effective (and possibly uniform) anti-corruption measures. Our previous collection Corruption in the Global Era (Routledge, 2019) analysed the causes, the sources and the forms of manifestation of global corruption. An ideal continuation of that volume, this book moves from the analysis of the phenomenon of corruption to that of the regulatory remedies against corruption and for the promotion of integrity. Corruption, Integrity and the Law provides a unique interdisciplinary assessment of the global anti-corruption legal framework. The collection gathers top experts in different fields of both the academic and the professional world - including criminal law, EU law, international law, competition law, corporate law, and ethics. It analyses legal instruments adopted not only at a supranational level but also by different countries, in the attempt of establishing an interdisciplinary and comparative dialogue between theory and practice and between different legal systems towards a better global promotion of integrity. This book will be of value to researchers, academics, and students in the fields of law, criminology, sociology, economics, and ethics, as well as professionals - especially, solicitors, barristers, businessmen and public servants.

Housing and Financial Stability Mortgage Lending and Macroprudential Policy in the UK and US

Housing and Financial Stability Mortgage Lending and Macroprudential Policy in the UK and US

Author: Alan Brener Format: Hardback Release Date: 31/01/2020

This book brings together politics, law, financial services regulation, economics and housing policy in the analysis of mortgage lending and macroprudential policy in the UK and US. The book addresses the relationship between housing policy, credit and financial instability in light of the recent global financial crisis, and proposes both short and long-term solutions. Although it is not known where the next crisis will come from, history suggests that it will have credit and property at its source. Thus, it is important that the UK and other countries look more broadly at what should be done in terms of policies, institutions and tools to make the housing market and mortgage lenders more resilient against a future crisis. This book sets out a number of workable proposals. Central to this work are questions relating to the quantitative macroprudential measures, such as loan-to-value (LTV) and debt-to-income (DTI) restrictions, and whether these can be used to any significant extent in western democracies and, if employed, whether they are likely to be effective. In particular, the book questions the political legitimacy of their use and the potential consequences for the institutions, such as central banks, promulgating such policies. Preserving financial stability in very uncertain market conditions is of key importance to central bankers and other regulators, and macroprudential policy is a rapidly growing subject for both legal and economics study. This book will therefore be of interest to financial professionals, policy-makers and academics.

A Bank's Duty of Care

A Bank's Duty of Care

Author: Danny Busch Format: Paperback / softback Release Date: 26/12/2019

In recent years, an increasing number of clients and third parties have filed claims against banks such as for mis-selling financial products, poor financial advice, insufficient disclosure of and warning about financial risks. The scope of a bank's duty of care seems to expand, not only to include protection of consumers against unclear risks of complicated products but also protection of professional parties against more obvious risks of relatively straightforward products. This topic raises many questions, both at a theoretical and practical level. This book provides a rich source of information about how various jurisdictions (Germany, Austria, France, Italy, Spain, the Netherlands, England and Wales, Ireland, and the United States of America) deal with these questions and how answers are found or embedded in their national legal systems. The book also contains a detailed chapter on the MiFID I and II conduct-of-business provisions. Finally, the book provides a thorough comparative analysis and perspective.

Lingard's Bank Security Documents

Lingard's Bank Security Documents

Author: Timothy N Parsons Format: Hardback Release Date: 16/12/2019

Now in its seventh edition, Lingard is the leading textbook on bank security documents. Widely cited, this is a core resource for both banking lawyers and restructuring and insolvency lawyers, in private practice or in-house, bankers dealing with security documents or recovery situations and insolvency practitioners. It covers all aspects of the subject matter in detail, including chapters on guarantees and third-party charges, facility letters, the debenture, fixed and floating charges and covenants, and covers security documents for land, shares, life policies, contracts, goods and money.

Investment Adviser Regulation in a Nutshell

Investment Adviser Regulation in a Nutshell

Author: Jeffrey J. Haas, Steven Howard Format: Paperback / softback Release Date: 11/11/2019

This book is designed for those interested in learning the fundamentals of investment adviser regulation as set forth primarily in the Investment Advisers Act of 1940 and the rules and regulations promulgated by the Securities and Exchange Commission thereunder. In particular, it is targeted towards investment advisers and their chief compliance officers. However, those associated with mutual funds, hedge funds, private equity funds and collateralized debt obligation (CDO) funds will likely find it useful as well.

The Law of Modern Payment Systems

The Law of Modern Payment Systems

Author: Frederick Miller, Alvin Harrell Format: Hardback Release Date: 11/11/2019

This book discusses the Uniform Commercial Code (U.C.C.) Articles 3, 4, and 4A in detail. It also explains to what extent provisions and interpretive cases decided prior to the promulgation of Article 4A and prior to the 1990 revision of Articles 3 and 4 are still useful, and why changes made were needed. It discusses issues not generally recognized and treated elsewhere, including the meaning of the new standard of good faith, the relation between accountability and final payment, and consequences of radical truncation. In addition to the discussion of payment Articles in the Uniform Commercial Code, the book contains up to date discussion of other payment systems like credit and debit card systems, and other payment methods including prepaid cards, PayPal, mobile payments, and virtual currency transfers.

Legal Capital

Legal Capital

Author: Bayless Manning, James, Jr. Hanks Format: Paperback / softback Release Date: 11/11/2019

Legal Capital is the classic exposition of the origin, history and intellectual and practical unworkability of par value, stated capital and other components of legal capital, the critical owners' equity corner of the balance sheet. Legal Capital is widely credited with pioneering the introduction of the balance sheet, equity solvency tests and other reforms into the Model Business Corporation Act and corporation statutes of over 30 states. This Edition adds new historical material, updates the statutes and case law on dividends and other distributions in the U.S. and compares the evolution of legal capital in countries around the world.

Public Companies and Equity Finance 2019

Public Companies and Equity Finance 2019

Author: Alexis Mavrikakis Format: Paperback / softback Release Date: 07/11/2019

Bank Regulation, Risk Management, and Compliance Theory, Practice, and Key Problem Areas

Bank Regulation, Risk Management, and Compliance Theory, Practice, and Key Problem Areas

Author: Alexander Dill Format: Hardback Release Date: 16/10/2019

Bank Regulation, Risk Management, and Compliance is a concise yet comprehensive treatment of the primary areas of US banking regulation - micro-prudential, macroprudential, financial consumer protection, and AML/CFT regulation - and their associated risk management and compliance systems. The book's focus is the US, but its prolific use of standards published by the Basel Committee on Banking Supervision and frequent comparisons with UK and EU versions of US regulation offer a broad perspective on global bank regulation and expectations for internal governance. The book establishes a conceptual framework that helps readers to understand bank regulators' expectations for the risk management and compliance functions. Informed by the author's experience at a major credit rating agency in helping to design and implement a ratings compliance system, it explains how the banking business model, through credit extension and credit intermediation, creates the principal risks that regulation is designed to mitigate: credit, interest rate, market, and operational risk, and, more broadly, systemic risk. The book covers, in a single volume, the four areas of bank regulation and supervision and the associated regulatory expectations and firms' governance systems. Readers desiring to study the subject in a unified manner have needed to separately consult specialized treatments of their areas of interest, resulting in a fragmented grasp of the subject matter. Banking regulation has a cohesive unity due in large part to national authorities' agreement to follow global standards and to the homogenizing effects of the integrated global financial markets. The book is designed for legal, risk, and compliance banking professionals; students in law, business, and other finance-related graduate programs; and finance professionals generally who want a reference book on bank regulation, risk management, and compliance. It can serve both as a primer for entry-level finance professionals and as a reference guide for seasoned risk and compliance officials, senior management, and regulators and other policymakers. Although the book's focus is bank regulation, its coverage of corporate governance, risk management, compliance, and management of conflicts of interest in financial institutions has broad application in other financial services sectors.

United States v. Apple Competition in America

United States v. Apple Competition in America

Author: Chris Sagers Format: Hardback Release Date: 27/09/2019

One of the most-followed antitrust cases of recent times-United States v. Apple-reveals an often-missed truth: what Americans most fear is competition itself. In 2012 the Department of Justice accused Apple and five book publishers of conspiring to fix ebook prices. The evidence overwhelmingly showed an unadorned price-fixing conspiracy that cost consumers hundreds of millions of dollars. Yet before, during, and after the trial millions of Americans sided with the defendants. Pundits on the left and right condemned the government for its decision to sue, decrying Amazon's market share, railing against a new high-tech economy, and rallying to defend beloved authors and publishers. For many, Amazon was the one that should have been put on trial. But why? One fact went unrecognized and unreckoned with: in practice, Americans have long been ambivalent about competition. Chris Sagers, a renowned antitrust expert, meticulously pulls apart the misunderstandings and exaggerations that industries as diverse as mom-and-pop grocers and producers of cast-iron sewer pipes have cited to justify colluding to forestall competition. In each of these cases, antitrust law, a time-honored vehicle to promote competition, is put on the defensive. Herein lies the real insight of United States v. Apple. If we desire competition as a policy, we must make peace with its sometimes rough consequences. As bruising as markets in their ordinary operation often seem, letting market forces play out has almost always benefited the consumer. United States v. Apple shows why supporting cases that protect price competition, even when doing so hurts some of us, is crucial if antitrust law is to protect and maintain markets.

Market Manipulation and Insider Trading Regulatory Challenges in the United States of America, the European Union and the United Kingdom

Market Manipulation and Insider Trading Regulatory Challenges in the United States of America, the European Union and the United Kingdom

Author: Ester Herlin-Karnell, Nicholas Ryder Format: Hardback Release Date: 19/09/2019

The European Union regime for fighting market manipulation and insider trading - commonly referred to as market abuse - was significantly reshuffled in the wake of the financial crisis of 2007/2008 and new legal instruments to fight market abuse were eventually adopted in 2014. In this monograph the authors identify the association between the financial crisis and market abuse, critically consider the legislative, policy and enforcement responses in the European Union, and contrast them with the approaches adopted by the United States of America and the United Kingdom respectively. The aftermath of the financial crisis, ongoing security concerns and increased legislation and policy responses to the fight against irregularities and market failures demonstrate that we need to understand, in context, the regulatory responses taken in this area. Specifically, the book investigates how the regulatory responses have changed over time since the start of the financial crisis. Market Manipulation and Insider Trading places the fight against market abuse in the broader framework of the fight against white collar crime and also considers some associated questions in order to better understand the contemporary market abuse regime.

Select Statutes, Documents and Reports Relating to British Banking, 1832-1928

Select Statutes, Documents and Reports Relating to British Banking, 1832-1928

Author: Sir Theodore Gregory Format: Paperback / softback Release Date: 18/09/2019

First Published in 1964. Routledge is an imprint of Taylor & Francis, an informa company.