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A Culture of Everyday Credit Housekeeping, Pawnbroking, and Governance in Mexico City, 1750-1920 by Marie Eileen Francois

A Culture of Everyday Credit Housekeeping, Pawnbroking, and Governance in Mexico City, 1750-1920

Part of the Engendering Latin America Series


A Culture of Everyday Credit Housekeeping, Pawnbroking, and Governance in Mexico City, 1750-1920 by Marie Eileen Francois

Pawning was the most common credit mechanism in Mexico City in the nineteenth century. A diverse, largely female pawning clientele from lower- and middle-class households regularly secured small consumption loans by hocking household goods. A two-tiered sector of public and private pawnbrokers provided collateral credit. Rather than just providing emergency subsistence for the poor, pawnbroking facilitated consumption by Creole and mestizo middle sectors of Mexican society and enhanced identity formation for those in middling households by allowing them to cash in on material investments to maintain status during lean times. A Culture of Everyday Credit shows how Mexican women have depended on credit to run their households since the Bourbon era and how the collateral credit business of pawnbroking developed into a profitable enterprise built on the demand for housekeeping loans as restrictions on usury waned during the nineteenth century. Pairing the study of household consumption with a detailed analysis of the rise of private and public pawnbroking provides an original context for understanding the role of small business in everyday life. Marie Eileen Francois weighs colonial reforms, liberal legislation, and social revolution in terms of their impact on households and pawning businesses. Based on evidence from pawnshop inventories, censuses, legislation, petitions, literature, and newspapers, A Culture of Everyday Credit portrays households, small businesses, and government entities as intersecting arenas in one material world, a world strapped for cash throughout most of the century and turned upside down during the Mexican Revolution.


Francois addresses an important issue that has never received much attention. She paints a vivid picture of an urban commerce dominated by women and made possible by the credit secured through pawnbroking. One of the works
strengths is its multidisciplinary approach

; it combines business and gender history, which should make it appealing to a wider variety of scholars. It is highly recommended. -Jeremy Baskes, The Historian -- Jeremy Baskes * The Historian * Both for what she narrates explicitly about everyday life and what she suggests implicitly about the historiography, consumerism, and patriarchy, Marie Francois has written a significant and thought-provoking book that all Mexican scholars should read and ponder. -William H. Beezley, Hispanic American Historical Review -- William H. Beezley * Hispanic American Historical Review *

About the Author

Marie Eileen Francois is a professor of history at California State University, Channel Islands.

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Book Info

Publication date

1st December 2006


Marie Eileen Francois

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University of Nebraska Press


416 pages


History of the Americas
Modern history to 20th century: c 1700 to c 1900
Credit & credit institutions



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